MortageTriggers.com Website Privacy Policy:


We are devoted to protecting your privacy. We promise that we will use your personal information only in ways that are compatible with this Privacy Policy. The following policies are only in effect for the web pages, newsletters, discussion lists, and announcement lists owned and operated by MortgageTriggers.com. The following discloses our Privacy Policy.

What information are you collecting and how are you collecting it?
Every computer connected to the Internet is given a domain name and IP address - a set of numbers that serve as that computer's "Internet Protocol". When a visitor requests a page from MortgageTriggers.com website our Web servers automatically recognize that visitor's domain name and IP address. The domain name and IP address reveal nothing personal about you other than the IP address from which you have accessed our site. We use this information to examine our traffic in aggregate, but do not collect and evaluate this information for individuals. Our web servers do not record e-mail addresses of the visitors.


What are cookies?
Occasionally, MortgageTriggers.com may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your browser from a web server and stored on your computer's hard drive. A cookie can't read data off your hard disk or read cookie files created by other sites. Cookies do not damage your system. We use cookies to identify which areas of MortgageTriggers.com website you have visited, so the next time you visit, those pages may be readily accessible. We may also use cookies to ascertain how many times you've visited a particular page. We may use this information to better personalize the content that you see on our site.

You have the choice of accepting cookies by changing the settings of your browser. You can reset your browser to refuse all cookies, or allow your browser to show you when a cookie is being sent. If you choose not to accept these cookies, your experience at our site and other Web sites may be diminished and some features may not work as intended.

What other information do you request?
We may ask you to provide your e-mail address or mailing address for the purposes of conducting a survey or to provide additional services (e-mail newsletters, announcement lists or information about new services). Whenever we request the identity of a visitor, we will clearly indicate the purpose of the inquiry before the information is requested. We maintain a strict "No-Spam" policy that means that we do not intend to sell, rent, or otherwise give your e-mail address to any third party.

In addition, MortgageTriggers.com will not send you e-mail that you have not agreed to receive. We may from time to time send e-mails announcing new services offered by MortgageTriggers.com.

When you sign up at MortgageTriggers.com for newsletters, promotions, or to request additional information, your name or alias is recorded solely for purposes of maintaining your account within the MortgageTriggers.com client base or as a subscriber to our forthcoming MortgageTriggers.com newsletters.

Will you disclose the information you collect to outside third parties?
MortgageTriggers.com will disclose personal information when required by law or in the good-faith belief that such action is necessary to:
1) Conform to the edicts of the law or comply with a legal process served on MortgageTriggers.com.
2) Protect and defend the rights or property of MortgageTriggers.com network of sites, or visitors to websites owned and operated by MortgageTriggers.com, our affiliates and/or parent company.
3) Identify persons who may be violating the law, the legal notice, or the rights of third parties.
4) Co-operate with the investigations of purported unlawful activities.

MortgageTriggers.com uses reasonable precautions to keep the information disclosed to us secure. MortgageTriggers.com reserves the right to transfer information in connection with the sale of all or part of MortgageTriggers.com capital stock or assets. Furthermore, we are not responsible for any breach of security or for any actions of any third parties which receive the information.

What else should I know about my privacy when online?
MortgageTriggers.com may contain links to other Web sites. MortgageTriggers.com is not responsible for the privacy practices or the content of such websites. MortgageTriggers.com does not share any of the individual personal information you provide with the sites to which MortgageTriggers.com links. Please refer to those sites for their privacy policy.

Please keep in mind that whenever you voluntarily disclose personal information online - for example through e-mail, discussion lists, or elsewhere - that information can be collected and used by others. In short, if you post personal information online that is accessible to the public, you may receive unsolicited messages from other parties in return.

Ultimately, you are solely responsible for maintaining the secrecy of your personal information. Please be careful and responsible whenever you're online.

Your Consent to This Agreement
By using our website and our services, you consent to the collection and use of information by MortgageTriggers.com as specified above. If we decide to change our privacy policy, we will post those changes on this page so that you are always aware of what information we collect, how we use it and under what circumstances we disclose it.


MortgageTriggers.com - Copyright & Copyright Material Policy:

Intellectual Property
All materials (including the organization and presentation of such material) on this Website or used to create this website (the “Materials & Code”) are the property of MortgageTriggers.com which may have obtained rights to use any of ("the Materials & code") by outside licensors agreements. All sources of (the "Material & Code") are protected by intellectual property laws including laws relating to copyrights, trade-marks, trade-names, internet domain names, and other similar rights. Unless you have entered into a separate agreement with MortgageTriggers.com or outside licensors, any other use of these Materials without written permission is prohibited. The Materials & Code may not be used and copied for your own, non-commercial, personal or educational purposes. You may not create derivative works from or otherwise exploit the Materials in any way.


MortgageTriggers.com - Trigger Lead Data Policy:

Telephone Lawful Use and Trigger Data Accuracy
Each day we pass the Trigger Lead phone numbers against the Federal Do-Not-Call Database. Any records with phone numbers on the Federal DNC Database are removed from the available leads. Doing so protects you from calling someone on the file. Please note that the phone numbers provided are those captured from the Equifax, Trans Union, and Experian Credit Bureaus.

We offer a very specific guarantee on our phone numbers. Disconnected numbers are to be expected. Telemarketers should expect a degree of disconnects in the range of 5% to as high as 15%. Disconnected numbers above 15% of the initial order will be replaced. It should be noted that this applies only to disconnected numbers and NOT fax numbers, wrong numbers, privacy blocked numbers, or any other condition not considered in our sole discretion to be disconnected. Clients must provide a list of complete records in the format in which they were originally conveyed to the client with (15) business days of the completion of our contract service of lead delivery.

No Warranty, Liability
The Lists are provided to client “AS IS”. MortgageTriggers.com MAKES NO WARRANTIES AND EXPRESSLY DISCLAIMS ALL IMPLIED REPRESENTATIONS AND WARRANTIES, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE, WITH RESPECT TO THE LISTS. In no event shall MortgageTriggers.com or any primary & secondary party processor be liable for direct, indirect, incidental, consequential or punitive damages, including lost profits, even if advised of the possibility thereof. In the event of termination client shall: (i) discontinue using the applicable Lists; (ii) remove from its files, computers and systems all copies of the Lists and (iii) return to MortgageTriggers.com the Lists and any materials or other documents evidencing the Lists; and/or destroy all copies of the Lists as requested.

Firm Offer of Credit Requirement
FTC requires that all data extracted from credit bureaus for marketing purposes be used only for a Firm Offer of Credit. This means that you are making an offer of the following, “you have been pre-selected for a mortgage loan”. You must agree to and state, when asked, the terms of the firm offer of credit. You will receive the terms of this firm offer as well as Opt-Out information required by the FTC that you must read, sign and fax back to MortgageTriggers.com in order to receive final approval.

Data Output
Certain Federal Trade Commission directives require that we deliver only name, address, and telephone numbers on certain third party credit data orders. In all cases we will provide only that data attributes deemed to be in accordance to all know Federal, State and local laws. Those you may select within fields such as Credit Score and/or Mortgage Balance, the individual records will not contain any associated information. This requirement protects you and others from the potential misuse of your prospects personal credit information.